harmonystudies is dedicated to safeguarding the confidentiality of your personal data. This policy describes how harmonystudies gathers, uses, and discloses personal information. It also provides contact information in case you have any more questions about how we handle your personal data. This policy does not apply to any personal information on its workers that is gathered or retained by harmonystudies Ltd. or any of its affiliated corporations, if applicable.
How does harmonystudies collect and hold your personal information?
How is your personal information gathered and stored by harmonystudies?
We will only gather your personal data in a fair and legal manner. Typically, we obtain personal data directly from you (or from an authorized representative acting on your behalf), such as when:
You contact us by phone, mail, email, or online; you visit our website (including when you request a quote); we provide you with any additional products or services; you apply for or buy a product made available through harmonystudies; you inquire about or seek a quote for a product or service that we sell; you participate in or enter into any competitions, specials, offers, or promotions with harmonystudies.
We might get the following personal data:
from third parties to improve the quality of the personal information we store; from other businesses, such as other businesses that offer comparison services, if you were referred to us by them; from marketing and similar lists we get from third parties.
If we obtain personal information about you from a third party, we will only do so with your consent to the disclosure and only through fair and legal procedures.
It’s crucial that you notify the individual you give us personal information about (such a family member) that we have gathered it and that they have the right to access and update the data we have on file.
What kinds of personal information does harmonystudies collect and hold?
Depending on the circumstances surrounding the collection—such as whether we are gathering information from you as a client, partner provider, contractor, stakeholder, job applicant, or in any other capacity—we may gather and retain different types of personal information about you.
In order to provide you with a price for a good or service provided by one of our partner providers, we may need to know your name, address, phone number, email address, date of birth, and any other details. For instance, we will require basic details about your family’s situation, pre-existing medical conditions, and general healthcare needs if you would like a price for health insurance. With this knowledge, we will be able to
Depending on the products you are interested in, we may gather different types of information. We will need more information from you in order to process your request if you choose to apply for or purchase a product from us. If it is both legal and feasible, we will permit you to maintain your anonymity or go by a pseudonym.
We will provide you with a collection notice or this privacy policy at the time we collect your personal information so you may know what personal information we’re collecting and how it will be handled.
In the event that you interact with us in any other role (such as that of a supplier, stakeholder, or participating provider), we may gather your name, contact information, and any.
harmonystudies gathers and retains any personal data you submit through our website or contact center (for instance, to compare prices, request a quote, or make purchases).
We might need to gather and keep your sensitive information in order to provide some of our services (such as medical or specific lifestyle information). For instance, you might need to do this if you want a comparison quote on life or health insurance. Only with your permission will we gather personally identifiable information about you.
Certain products (such family and couple health insurance policies that cover two or more individuals) can be purchased by several persons. These products are provided by our partnering providers. If you give us details about a dependent or your partner,
We might not be able to offer you our products or services, conduct business with you or the organization you are related to, or provide us with inaccurate or incomplete personal information if we are unable to obtain it.